All You Need To Know About Stay Frank

StayFrank: The Good and The Not-So-Good

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If you’ve been hearing about StayFrank and wondering whether it’s a smart option, here’s a breakdown that skips the hype. This isn’t a sales pitch—it’s a side-by-side look at what works, what doesn’t, and how it stacks up against other real estate alternatives like traditional home sales, reverse mortgages, and residential leasebacks.

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What StayFrank Does

StayFrank lets homeowners sell their property to an investor while staying in the home as a renter. You get cash from the sale but avoid moving, and you pay rent to the new owner. It’s a twist on the sale-leaseback model that’s been common in commercial real estate but is newer in the residential space.

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The Good Side

• Access to Cash Without Moving
  ‍You unlock your home’s equity fast, which can help with debt, unexpected bills, or retirement expenses.
  For people denied refinance or reverse mortgages, it’s another path to liquidity.

• No Showings, No Repairs
  Skip the headaches of cleaning, staging, and negotiating over repairs—your home sells as-is.
• Stability for Families
  Kids can stay in their schools, seniors avoid downsizing, and you keep your established routines.
• Predictable Costs
  No property taxes, big repairs, or HOA fees once you’re a renter.
• Fast Process
  Compared to traditional listings, deals can close in weeks rather than months.
  

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The Not-So-Good Side

• Limited Availability in Certain Markets
  ‍While StayFrank operates in various markets across the U.S. it does not operate in all states and the leaseback program may not be available in all regions, or there may be fewer investors willing to participate in their program in certain areas. 
• Longer Processing Time
  StayFrank’s leaseback program takes about 45 days to complete, which is slower than some competitors offering quicker closings. This delay can be a drawback for homeowners in urgent need of cash or a fast resolution.

• Limited to Single-Family Homes
  StayFrank’s leaseback program is currently only available for single-family homes, limiting options for homeowners in other property types, such as multi-family units or condos. This restriction may exclude potential clients who don't fit within the single-family category.
• Direct Buyer Model
  StayFrank operates as a direct buyer rather than a mediator, meaning they have a vested interest in the deal. This could create potential concerns for homeowners, as the terms may be more favorable to StayFrank as the buyer, rather than an impartial third party.

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Bottom Line

StayFrank solves a specific problem well—how to get home equity without moving right away. It’s ideal if you value speed, simplicity, and staying put more than squeezing every last dollar from your home sale. But it’s not the best choice if your main priority is maximizing sale price or maintaining ownership over quickness and saving on repairs.

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We can connect you with the perfect leaseback program to help you sell your home quickly and as-is, while allowing you to stay for as long as you need.

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