A home sale-leaseback lets you sell your house for cash and keep living in it as a renter. No moving trucks. No frantic apartment hunting. No giving up the neighborhood your kids grew up in. If you’ve been Googling “sell my house and stay in it” at 2 AM, you’re in the right place. Leaseback.com is the only site that covers every leaseback program, compares them honestly, and tells you what the providers won’t.
A home sale-leaseback lets you sell your house for cash and keep living in it as a renter. No moving trucks. No frantic apartment hunting. No giving up the neighborhood your kids grew up in. If you’ve been Googling “sell my house and stay in it” at 2 AM, you’re in the right place. Leaseback.com is the only site that covers every leaseback program, compares them honestly, and tells you what the providers won’t.
We don’t sell leasebacks. We compare them.
No fees, no hidden costs, no catch.
No provider pays for placement. Rankings are earned.
We don’t sell leasebacks. We compare them.
No fees, no hidden costs, no catch.
No provider pays for placement. Rankings are earned.
A sale-leaseback (also called a sell-and-stay or rent-back program) is a real estate transaction where you sell your home to a buyer — usually an investor or a company — and immediately sign a lease to keep living in it as a renter.
The typical residential sale-leaseback takes 30–45 days from application to closing. Homeowners receive 80–95% of their home’s fair market value in cash. Monthly rent is set at local market rates, and lease terms range from 1 to 5 years depending on the program.
Think of it like this: your home equity is a savings account you can’t touch without selling and moving. A leaseback lets you crack open that piggy bank without leaving the house. Except it’s a house, not a piggy bank. You get the idea.
Because sometimes you need the money more than you need the mortgage.
Most programs close in 30 days. Your equity, in your bank account.
Leaseback buyers purchase as-is. That leaky roof? Not your problem to fix.
Unlike a HELOC, there’s no borrowing. Cash from your equity, zero interest.
Same house. Same neighborhood. Same school for the kids.
Unlike a HELOC, there’s no borrowing. Cash from your equity, zero interest.
Same house. Same neighborhood. Same school for the kids.
The new owner handles property taxes, insurance, and major maintenance.
Unlike a HELOC, there’s no borrowing. Cash from your equity, zero interest.
Same house. Same neighborhood. Same school for the kids.
The new owner handles property taxes, insurance, and major maintenance.
The new owner handles property taxes, insurance, and major maintenance.
A sale-leaseback (also called a sell-and-stay or rent-back program) is a real estate transaction where you sell your home to a buyer — usually an investor or a company — and immediately sign a lease to keep living in it as a renter.
The typical residential sale-leaseback takes 30–45 days from application to closing. Homeowners receive 80–95% of their home’s fair market value in cash. Monthly rent is set at local market rates, and lease terms range from 1 to 5 years depending on the program.
Think of it like this: your home equity is a savings account you can’t touch without selling and moving. A leaseback lets you crack open that piggy bank without leaving the house. Except it’s a house, not a piggy bank. You get the idea.
Because sometimes you need the money more than you need the mortgage.
Most programs close in 30 days. Your equity, in your bank account.
Leaseback buyers purchase as-is. That leaky roof? Not your problem to fix.
Debt Relief — House-rich, cash-poor. Convert equity to cash. Zero new debt. | Foreclosure — Behind on payments? A leaseback can stop foreclosure and keep you home. | Retirement — Unlock decades of equity without moving. No reverse mortgage needed. | Divorce — Divide the equity, not the home life. Kids stay in their school. | Quick Cash — Sell as-is, close in 30 days, keep living there. Done.
After EasyKnock shut down in December 2024, homeowners have fewer options and more questions. We’ve reviewed every remaining program.
Market leader. Direct purchase, indefinite leases, 11 states. Fee: ~5.5%.
Marketplace model. Multiple investor bids, all 50 states. Fee: up to 6%.
Sale-Leaseback: Stay in home ✓ | Get cash ✓ | New debt ✗ | Credit check ✗ | Sell as-is ✓ | Timeline: 30–45 days | Age req: None
HELOC: Stay in home ✓ | Get cash ✓ | New debt ✓ | Credit check ✓ (680+) | Sell as-is N/A | Timeline: 30–60 days | Age req: None
Reverse Mortgage: Stay in home ✓ | Get cash ✓ | New debt ✓ | Credit check ✓ | Sell as-is N/A | Timeline: 30–45 days | Age req: 62+
Traditional Sale: Stay in home ✗ | Get cash ✓ | New debt ✗ | Credit check ✗ | Sell as-is Varies | Timeline: 60–90 days | Age req: None
It depends on your situation. A leaseback is strong if you need cash from equity, don’t want to move, and can afford market-rate rent. It’s not ideal if you need the home’s full appreciation upside or if rent exceeds your current mortgage.
Yes — that’s exactly what a sale-leaseback is. You sell your home, receive cash from your equity, and sign a lease to keep living there. No moving, no new address.
Program updates, new guides, and the occasional housing pun. No spam. Just the stuff that helps.
Tell us about your home. We’ll match you with programs that fit. Free. No obligation. Just clarity.
Program updates, new guides, and the occasional housing pun. No spam. Just the stuff that helps.
Tell us about your home. We’ll match you with programs that fit. Free. No obligation. Just clarity.